Great mortgages for the Self Employed

With just a few details from you we can search over 300 Secured Loans. As our valued customer you don’t have to shop around looking for the lowest rate, wasting your time and resources.

Talk to an experienced mortgage advisor. Their quotes are free and an answer can be given in minutes.

Simply complete our form. You will receive a call from a financial advisor, receive a free quote. No obligation - No credit Check

Submitting Details... Step 1 of 3 About your loan How much would you like to borrow? Over how many years?   Please select 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years   Purpose of loan? Current residential status? Please select Debt Consolidation Home Improvement Car Holiday Wedding Other   Please select Home Owner - With a mortgage Home Owner - No mortgage Private Tenant - Furnished Private Tenant - Unfurnished Living with parents Other   What is your monthly income? (including any benefits) Your employment status?   Please select Employed Self-employed Unemployed Home-maker Student Retired Other   Proceed to step 2.   Step 2 of 3 About your loan You qualify for two types of loan. Select either: Homeowner Loan Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible. Unsecured Loan Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.   Estimated value of your property?   Your current mortgage balance?       Where will you buy your car? Please select A Dealer Private Sale I'm Undecided   What is the total value of money you owe to companies?   Do you owe money to 3 or more companies?     Yes No   What is your monthly rent/mortgage payment?   Your living arrangements?     Please select Single Living with Partner Single & 1 Child Single & 2 Children Single & 3 Children Single & 4+ Children With Partner & 1 Child With Partner & 2 Children With Partner & 3 Children With Partner & 4+ Children   Your date of birth?   Do you have adverse credit? (if yes, we can still help) -- 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 -- January February March April May June July August September October November December ---- 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940     Yes No   Proceed to step 3.   Step 2 of 3 About your loan Based on your information we recommend you speak to a personal debt adviser. They will offer you advice on: Whether a loan is your best option Consolidating your debts Reducing the amount you owe How to freeze your interest payments Protecting you from creditors Proceed to step 3.   Step 3 of 3 Your details First name: Last name:     Phone number: Alternate phone number:     E-mail address:   First line of current address: Current postcode:     Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail. Finished Thank you for your enquiry. Your adviser will be in touch with you shortly.

Featured Articles relating to self employed mortgages

Self-employed worked and earned their money, either on regular basic or in irregular basic. So to get a self employed mortgage, is not so easy for those who have irregular basic income rather than for someone who have flexibility to earn.

A self-employed can get mortgage, when they submit their income proof to the lenders. Self –employed use to show their pay slip& p60 for income proof. It is also true there is no need to such a straightforward , in case they are self-employed. Instead of pay slip, the lenders asked their consumer to show their income for last three years. In many times these accounts of these self employed, are not showing accurately because of auditors.

Mortgage lender must check the self employment tax before sanction the loan. So that they can count self employers’ average income. If the self employer does not have two years tax returns document, then few lenders have who accept 2 years bank statements for verifying the income.

A self employed mortgage loans should put a stress on their credit score so that the self employer have to pay a premium rate. In a flexible mortgage, the borrower does not pay off a given amount in every month. They have to pay according to their monetary system. So that after having paid the borrower amount, they are again eligible for borrow from paid-up amount.

A flexible mortgage as suitable for self-employed same as has some disadvantage. Here self employers have to pay high rates.